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You may qualify for a Special Enrollment Period regardless of whether you applied through: You gained a new dependent or became a dependent of someone else due to a court order.Your coverage would start the effective date of the court order – even if you enroll in the plan up to 60 days afterward.But in the last 60 days, you had an increase in household income or moved, making you newly eligible for premium tax credits.You applied for Medicaid or CHIP during the Marketplace Open Enrollment Period and your state Medicaid or CHIP agency determined that you weren’t eligible for Medicaid or CHIP after Open Enrollment ended.Outside the Open Enrollment Period, you can enroll in a private health plan through the Marketplace only if you qualify for a Special Enrollment Period.You can qualify for a Special Enrollment Period if either of the following applies to you: You previously lived in a state that hasn’t expanded Medicaid and weren’t eligible for Medicaid or advance payments of the premium tax credit (APTC) because your income was too low.

M is a 35 year old single mother of three boys aged 16, 12 and 8.

You then become eligible for a premium tax credit and other savings on a Marketplace plan, if you qualify based on your income.

If you qualify for this SEP, you'll have 60 days to enroll in a Marketplace plan.

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