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The most important thing you can do is to take action now.There are several options to fully repay or get your federal student loan (such as a Stafford, PLUS, or Consolidation) out of default.

If you have a VSAC federal student loan, you can take advantage of our Loan Rehabilitation Program.In 2013, for example, seven out of every 10 students graduated from public and private non-profit colleges with some level of student debt; the average amount of debt (both federal and private loans combined) owed by these students was ,400.While many people are able to handle student loan payments after graduation, a number of factors can affect your ability to pay off your student debt.There are both benefits and drawbacks to consolidating your loans, which we’ll discuss in this article.Choosing to consolidate your loans is an individual choice and the right decision will depend on the specifics of your loans — the types of loans, interest rates, balances, borrower benefits, and more — as well as your current financial situation.




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